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US Patent 7240031 Bill payment system and method with a master merchant database

Patent 7240031 was granted and assigned to Checkfree on July, 2007 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Current Assignee
‌
Checkfree
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7240031
Patent Inventor Names
Kenneth Cook0
Mark A. Johnson0
Peter J. Kight0
Philip Pointer0
Regina Lach0
Tamara K. Christenson0
Date of Patent
July 3, 2007
Patent Application Number
09540011
Date Filed
March 31, 2000
Patent Citations Received
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US Patent 11954683 Third party products and services via ATM
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US Patent 12125033 ATM third party products and services
0
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US Patent 12106301 Secure payment processing
0
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US Patent 11694168 Real-time payment system, method, apparatus, and computer program
0
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US Patent 12074876 Authenticated access and aggregation database platform
0
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US Patent 11715075 System and method for transferring funds
0
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US Patent 11922387 Secure real-time transactions
0
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US Patent 11922418 Third party products and services via ATM
0
...
Patent Primary Examiner
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Yogesh C. Garg
Patent abstract

A method and system for paying bills. A service provider receives, via a network, a request to pay a bill on behalf of a consumer. The consumer can request that any merchant be paid. The service provider searches a master database containing names of merchants to determine if the merchant the consumer has requested be paid is included in the database. If the merchant is not included in the database the service provider adds the merchant to the database. The request is processed to generate an instruction to pay the merchant.

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