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US Patent 12107852 Intelligent authentication mechanism for applications

Patent 12107852 was granted and assigned to Bank of America on October, 2024 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
Bank of America
Bank of America
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Current Assignee
Bank of America
Bank of America
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
121078520
Patent Inventor Names
Syed Najumudeen0
Dalydas Karanath0
Nagarai Nilgiri0
Radhika Vinaikrishnan Nair0
Date of Patent
October 1, 2024
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Patent Application Number
176697150
Date Filed
February 11, 2022
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Patent Citations
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US Patent 9953149 Facial recognition authentication system including path parameters
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US Patent 9953231 Authentication based on heartbeat detection and facial recognition in video data
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US Patent 10042994 Validation of the right to access an object
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US Patent 10095850 User identity authentication techniques for on-line content or access
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US Patent 10154030 Analyzing facial recognition data and social network data for user authentication
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US Patent 10189677 Elevator control system with facial recognition and authorized floor destination verification
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US Patent 10262126 Facial recognition authentication system including path parameters
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US Patent 10268910 Authentication based on heartbeat detection and facial recognition in video data
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...
Patent Primary Examiner
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Mohammad W Reza
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CPC Code
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H04L 63/107
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H04L 63/0861
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Patent abstract

Aspects of the disclosure relate to user authentication. A computing platform may validate, after launch of an application, initial authentication credentials and geolocation information for a user of a client device. The computing platform may cause the client device to activate the integrated camera. The computing platform may receive, from the client device, video information indicating multiple viewpoints from perspectives of the client device, and including any individuals within a predetermined distance of the client device. The computing platform may generate faceprints, each corresponding to one of the individuals within the predetermined distance. The computing platform may compare, using an AI engine, the faceprints to stored faceprints of authenticated users. Based on identifying that at least one of the individuals is not authenticated, the computing platform may mask an application user interface for the application. The computing platform may direct the client device to display the masked application user interface.

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