US Patent 11948012 Monitoring process for intermittent and temporary transfers

Provided are systems and methods for auto-performing short-term investments on an intermittent basis via a crypto-network and returning the principal and interest before the cash is needed. As an example, the method may include installing a blockchain smart contract on a blockchain ledger with read access to content stored on the blockchain ledger, establishing a communication channel between a monitoring engine and the blockchain smart contract, configuring the monitoring engine to identify stop conditions from content stored on the blockchain ledger, monitoring the blockchain ledger for updates to content stored on the blockchain ledger via the communication channel and detecting a stop condition based on an update to the blockchain ledger via the monitoring engine, and in response the detected stop condition, transmitting a request to the crypto-exchange server to return the funds to the external data source.