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US Patent 11610261 System that varies the terms and conditions of a subsidized loan

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Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116102610
Patent Inventor Names
Charles Howard Cella0
Date of Patent
March 21, 2023
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Patent Application Number
168033870
Date Filed
February 27, 2020
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Patent Citations
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US Patent 10075987 Multipath TCP subflow establishing on single IP connection
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US Patent 10157407 Financier-facilitated guaranty provisioning
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US Patent 10168675 Industrial machine management system, industrial machine management device, industrial machine management method, and information storage medium
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US Patent 10234835 Management of computing devices using modulated electricity
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US Patent 10243743 Tokens or crypto currency using smart contracts and blockchains
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US Patent 10311371 Machine learning based content delivery
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US Patent 10318896 Computing resource forecasting and optimization
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US Patent 10320569 Systems and methods for authenticating a digitally signed assertion using verified evaluators
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...
Patent Citations Received
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US Patent 12067630 Adaptive intelligence and shared infrastructure lending transaction enablement platform responsive to crowd sourced information
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US Patent 11748673 Facility level transaction-enabling systems and methods for provisioning and resource allocation
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US Patent 11748822 Systems and methods for automatically restructuring debt
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US Patent 11763213 Systems and methods for forward market price prediction and sale of energy credits
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US Patent 11763214 Systems and methods for machine forward energy and energy credit purchase
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US Patent 11769217 Systems, methods and apparatus for automatic entity classification based on social media data
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US Patent 11776069 Systems and methods using IoT input to validate a loan guarantee
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US Patent 11790286 Systems and methods for fleet forward energy and energy credits purchase
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Patent Primary Examiner
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Mohammad Z Shaikh
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CPC Code
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G06Q 50/26
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G06Q 40/04
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G06Q 2220/18
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G06F 9/466
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G06F 9/543
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G06F 16/2379
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G06F 16/27
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G06K 9/6215
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A system that varies the terms and conditions of a subsidized loan includes a blockchain service circuit structured to interpret a plurality of access control features corresponding to a plurality of parties associated with a loan; a data collection circuit structured to interpret entity information corresponding to a plurality of entities related to a lending transaction corresponding to the loan; a smart contract circuit structured to specify loan terms and conditions relating to the loan; and a loan management circuit structured to interpret loan related events in response to the entity information, the plurality of access control features, and the loan terms and conditions, wherein the loan related events are associated with the loan; and implement loan related activities in response to the entity information, the plurality of access control features, and the loan terms and conditions, wherein the loan related activities are associated with the loan.

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