US Patent 11347879 Determining the relative risk for using an originating IP address as an identifying factor

A relative risk can be determined using an originating Internet Protocol (IP) address as an identifying factor for purposes of authenticating a user. The originating IP address can be used as an identifying factor for a particular user account to determine potentially fraudulent activity and reduce the risk of fraud. This additional identifying factor can be used as a part of an overall authentication platform to help screen fraud attempts and to authenticate valid and non-fraudulent users. Using certain aspects can distinguish whether originating IP addresses are public or private. Some examples can track and match originating IP addresses to user accounts and also can keep track of recently active sessions for each IP address.