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US Patent 10373154 Apparatus, method, and computer program product for settlement to a merchant's card account using an on-line bill payment platform

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Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10373154
Date of Patent
August 6, 2019
Patent Application Number
14707807
Date Filed
May 8, 2015
Patent Citations Received
‌
US Patent 12028407 System and method for updating interface elements based on real-time transfer protocol availability
0
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US Patent 11750687 System and method for updating interface elements based on real-time transfer protocol availability
‌
US Patent 12014365 System and method for business payment information directory services
0
Patent Primary Examiner
‌
Robert R Niquette
Patent abstract

Registration information is obtained for a plurality of businesses, including the business name and a payment card account number for a payment card account in which the given business can receive payments from customers via a special payment transaction over a payment card network. An electronic bill payment system instruction including at least an amount and a unique biller identifier is obtained. A biller directory, including the registration information and the unique biller identifiers, is accessed based on the unique biller identifiers in the instruction, to retrieve the payment card account number. A payment is initiated to the business via the special payment transaction over the payment card network, based on the retrieved payment card account number.

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