US Patent 10354303 Verification of rental and mortgage payment history

A method for presenting a verified rental payment history of a rental user. The method includes selecting verified rental payment history factors related to a rental user's rental history and verified accounts of the rental user. The method further includes receiving authentication credentials for the verified accounts and receiving payment history records from the verified accounts using the authentication credentials. The method further includes generating renter analytics using the verified rental payment history factors and the payment history records. The method further includes generating the verified rental payment history using renter analytics and delivering the verified rental payment history to a landlord user.