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Société Générale

Société Générale

French multinational banking and financial services company headquartered in paris

Société Générale S.A. - is a French multinational investment bank and financial services company headquartered in Paris, France. The company is a universal bank and has divisions supporting French Networks, Global Transaction Banking, International Retail Banking, Financial Services, Corporate and Investment Banking, Private Banking, Asset Management and Securities Services.

Société Générale is France's third largest bank by total assets after BNP Paribas and Crédit Agricole. It is also the sixth largest bank in Europe and the world's eighteenth. The company is a component of the Euro Stoxx 50 stock market index. It is considered a systemically important bank by the Financial Stability Board. It is known as one of the Trois Vieilles ("Old Three") of French banking, along with BNP Paribas and Crédit Lyonnais.


Société Générale is a universal bank. The Group consists of three main pillars backed by two business lines. Société Générale is often nicknamed SocGen (pronounced "sock jenn") in the international financial world.


Société Générale's three pillars, at the heart of the development of its relationship banking model, are:

Retail Banking in France (Société Générale, Crédit du Nord and Boursorama)

International Banking and Financial Services (IBFS)

Corporate and Investment Banking (SG CIB), with investment banking and fixed income, structured financing, debt and forex activities on the one side, and equity and consulting activities on the other.

The development of these three pillars is backed by two other core activities, namely:

Specialised Financial Services & Insurance

Private Banking, Global Investment Management & Services

Patronage and sponsorship

The Group has a long-term active and generally very discreet support policy. Its sponsorship of rugby is well-known, but its support in other fields such as music, contemporary art, disabled sport (as an official partner of the Fédération Française Handisport, the French Federation for Disabled Sports) and corporate citizenship, professional integration and disadvantaged children, is less known.


Executive committee

Executive committee members of the Group to September 1, 2014

Frédéric Oudéa – Chairman & CEO

Séverin Cabannes – Deputy CEO

Bernardo Sanchez Incera – Deputy CEO

Laurent Goutard - Head of Société Générale Retail Banking in France

Caroline Guillaumin – Head of Group Communication

Didier Hauguel – Co-Head of International Banking and Financial Services

Philippe Heim - Group Chief Financial Officer

Edouard-Malo Henry - Group Head of Human Resources

Françoise Mercadal-Delasalles – Group Head of Corporate Resources and Innovation

Benoît Ottenwaelter – Group Chief Risk Officer

- Co-Head of International Banking and Financial Services

Patrick Suet – Corporate Secretary and Group Chief Compliance Officer

Board of Directors

Board of Directors members:

Frédéric Oudéa

Anthony Wyand

Lorenzo Bini Smaghi

Robert Castaigne

Michel Cicurel [fr]

Yann Delabrière

Jean-Martin Folz

Kyra Hazou

Jean-Bernard Lévy

Ana Maria Llopis Rivas

Nathalie Rachou

Alexandra Schaapveld

France Houssaye, Elected by employees

Béatrice Lepagnol, Elected by employees


Affiliates of Société Générale include:


Algeria – Société Générale Algérie

Benin – Société Générale de Banques au Benin

Burkina Faso – Société Générale de Banques au Burkina

Cameroon – Société Générale de Banques au Cameroun

Chad - Société Générale Tchad (Chad)

Ivory Coast – Société Générale de Banques en Côte d'Ivoire

Egypt – Société Générale Égypte

Ghana – Société Générale-Social Security Bank in Ghana

Guinea – Société Générale de Banques en Guineé

Madagascar – BFV-Société Générale in Madagascar

Mauritania – Société Générale ie in Mauritania

Morocco – Société Générale Marocaine des Banques in Morocco

Mozambique – Société Générale Moçambique

Nigeria – Société Générale Bank of Nigeria

Senegal – Société Générale de Banques au Sénégal

South Africa – Société Générale Bank South Africa

Tunisia – Union Internationale de Banques [fr] in Tunisia


India – Société Générale Global Solution Center in Bangalore, India

India – Société Générale Global Solution Center in Chennai, India

Jordan – Société Générale de Banque Jordanie

Lebanon – Société Générale de Banque au Liban in Lebanon

Japan – Société Générale de Banque au Japan

Korea – Societe Generale Corporate and Investment Banking

United Arab Emirates – Societe Generale Corporate and Investment Banking

Saudi Arabia – Société Générale Saudi Arabia


Albania – Banka Societe Generale Albania

Belarus – Belrosbank in Belarus

Belgium – Société Générale Private Banking in Belgium

Bulgaria – Société Générale Expresbank in Bulgaria

Cyprus – Société Générale Cyprus

Czech Republic – Komerční banka in Czech Republic

Georgia (country) – Bank Republic in Georgia

Republic of Ireland – Société Générale S.A. in Ireland

Lithuania – General Financing in Lithuania

Luxembourg – Société Générale Bank & Trust Luxembourg

– Internal Audit Department, Luxembourg

France – Société Générale Securities Services in France

France Belgium – Wilson-Babineaux Société Générale Banque in France and Belgium

North Macedonia – Ohridska Banka S.C. Macedonia

Moldova – MobiasBanca in Moldova

Montenegro – Societe Generale Bank Montenegro[56]

Norway – Société Générale Finans in Norway, Denmark, and Sweden

Romania – BRD - Groupe Société Générale in Romania

Russia – Banque Société Générale Vostok in Russia (Merged with Rosbank by June 1, 2011)

Russia – Rosbank in Russia

Russia – Rusfinans Bank in Russia (100% subsidiary of Rosbank)

Russia – DeltaCredit Bank in Russia (100% subsidiary of Rosbank)

Slovenia – SKB Banka [sl] in Slovenia

South America

Brazil – Banco Cacique in Brazil

Brazil – Banco Pecúnia in Brazil


Fimat International Banque S.A. is a global brokerage and prime brokerage organization and is a wholly owned subsidiary of Société Générale Group. Fimat businesses involve a range of clearing and execution services on listed or OTC derivatives and cash products.

Fimat was created in 1986, following the creation of the Paris-based MATIF (Marché à Terme International de France), the French Futures and Options Exchange, in February 1986. In 2005 Fimat completed the acquisition of Cube Financial.

Merged in January 2008 with Calyon Financial to form Newedge. Newedge's holders were SG and Calyon until 2014 when SG purchased Credit Agricole's stake.

Lyxor Asset Management

Lyxor Asset Management is an investment company based in France, and a wholly owned subsidiary of Société Générale. It offers exchanged-traded index funds and other ETFs, exchanged-traded notes (ETN),[60] and several other products to private and corporate investors.

Corporate affairs

Société Générale's head office is in the Tours Société Générale in the business district of La Défense in the city of Nanterre, west of Paris. The company moved there in June 1995 from the former head office along Boulevard Haussmann in the 9th arrondissement of Paris. The head office has 7,000 employees. The former head office remains as the company's registered office.

In 2015, Standard Ethics Aei has given a rating to Société Générale in order to include it in its Standard Ethics French Index.



Further Resources


#InnovationStories : REEZOCAR | Societe Generale


March 9, 2020

#InnovationStories : SHINE | Société Générale, le meilleur des deux mondes pour les pros


November 12, 2020

🎙️ #MobilisésPourVous avec le Groupe Lemoine, Pme cliente Société Générale


April 27, 2020


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