RociFi

RociFi is a decentralized credit economy with non-transferable, blockchain-native credit scores designed to facilitate zero and under-collateralized lending. RociFi consists of on-chain lending protocol and credit score.

The RociFi lending protocol supports the following features:

• LTV (set by the protocol according to user’s credit score)
• APR (set by the protocol according to user’s credit score)
• Maturity date (set by the protocol globally for all users)
• Asset type (ERC20)
• Asset amount (within the limits, user cannot borrow more than limit specified by the LTV)
• Collateral type (e.g. WETH, WBTC, USDC)
• Collateral amount (defined by the LTV)