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RociFi

RociFi

RociFi is a low-interest lending protocol

RociFi is a decentralized credit economy with non-transferable, blockchain-native credit scores designed to facilitate zero and under-collateralized lending. RociFi consists of on-chain lending protocol and credit score.

The RociFi lending protocol supports the following features:

  • LTV (set by the protocol according to user’s credit score)
  • APR (set by the protocol according to user’s credit score)
  • Maturity date (set by the protocol globally for all users)
  • Asset type (ERC20)
  • Asset amount (within the limits, user cannot borrow more than limit specified by the LTV)
  • Collateral type (e.g. WETH, WBTC, USDC)
  • Collateral amount (defined by the LTV)

Timeline

Patents

Further Resources

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