Unreal Finance

Unreal Finance is a yield futures platform that allows users to

tokenize their future yields via smart contract interactions. This

enables lenders to lock in their interest rates, speculate on &

trade interest rates across multiple protocols, enable interest rate

arbitrage between different protocols, or be able to sell their

interest early.

In traditional finance, lenders are able to trade loan contracts

based on collateral and interest associated with the contract to

either add risk or de-risk their positions.

By tokenizing interest rates, users can lock in fixed interest rate

yields and are able to freely trade their interest up front,

unlocking additional fund utilization for their collateral in a

decentralized manner.

This allows for 2 routes of decentralized lending: uncollateralized

loans and fixed interest rates on yield.

Unreal Finance enables these features through UTokens

(synthetic protocol tokens) and UOS tokens (ownership tokens of

Unreal Finance).