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US Patent 8352294 Automatic income adjustment

Patent 8352294 was granted and assigned to Ameriprise Financial on January, 2013 by the United States Patent and Trademark Office.

Overview Structured Data Issues Contributors

Is a

Patent

Patent attributes

Current Assignee

Ameriprise Financial

Patent Jurisdiction

United States Patent and Trademark Office

Patent Number

83522940

Patent Inventor Names

Tamara L. Pollock0

Lynn Murphy Abbott0

Sara Janz0

Stephen R. Wolfrath0

Debra Miller Ekberg0

Douglas Dunning0

Gumer Cruz Alvero0

Joseph P. Heckel0

Date of Patent

January 8, 2013

Patent Application Number

128531590

Date Filed

August 9, 2010

Patent Primary Examiner

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Jagdish Patel

Patent abstract

A method includes receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, where the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual withdrawal amount from the first guaranteed annual withdrawal amount and the second guaranteed annual withdrawal amount based on at least an evaluation of the market data.