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US Patent 7627523 Financial transaction processing system and method

Patent 7627523 was granted and assigned to Diebold (company) on December, 2009 by the United States Patent and Trademark Office.

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Patent
Patent
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Patent attributes

Current Assignee
Diebold (company)
Diebold (company)
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
76275230
Patent Inventor Names
Irek Singer0
Robert D. Symonds0
Robert Bradley Gill0
Peter St. George0
Date of Patent
December 1, 2009
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Patent Application Number
101925660
Date Filed
July 9, 2002
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Patent Citations Received
‌
US Patent 11748726 Disparate network systems and methods
Patent Primary Examiner
‌
Frantzy Poinvil
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Patent abstract

A financial transaction processing system (10) enables processing transactions from various types of card activated terminal devices (12) which communicate using a variety of electronic message formats. The transaction processing system may operate to authorize transactions internally using information stored in a relational database (32) or may communicate with external authorization systems (18). The transaction processing system includes among its software components message gateway routers (MGRs) (24, 164) which operate using information stored in the relational database to convert messages from a variety of external message formats used by the external devices and authorization systems, to a common internal message format used within the system. The system further uses database information to internally route messages to message processing programs (MPPs) (108, 138) which process messages and generate messages to the external devices and authorization systems. The MGR also converts the outgoing messages from the internal message format to the external message formats which can be interpreted by the external devices and systems to which the messages are directed.

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