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US Patent 7167924 Financial transaction processing system and method

Patent 7167924 was granted and assigned to Diebold (company) on January, 2007 by the United States Patent and Trademark Office.

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Patent
Patent
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Patent attributes

Current Assignee
Diebold (company)
Diebold (company)
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
71679240
Patent Inventor Names
Irek Singer0
Peter St. George0
Robert Bradley Gill0
Robert D. Symonds0
Date of Patent
January 23, 2007
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Patent Application Number
098671830
Date Filed
May 29, 2001
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Patent Citations Received
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US Patent 11842325 Systems and methods for least cost acquirer routing for pricing models
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US Patent 12132689 Automated electronic messaging system testing using reduced memory resources
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US Patent 12125012 Method, system, and computer program product for translating messages
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US Patent 11907941 Anonymization of data fields in transactions
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Patent Primary Examiner
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Patrice Winder
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Patent abstract

A financial transaction processing system (10) enables processing transactions from various types of card activated terminal devices (12) which communicate using a variety of electronic message formats. The transaction processing system may operate to authorize transactions internally using information stored in a relational database (32) or may communicate with external authorization systems (18). The transaction processing system includes among its software components message gateway routers (MGRs) (24, 164) which operate using information stored in the relational database to convert messages from a variety of external message formats used by the external devices and authorization systems, to a common internal message format used within the system. The system further uses database information to internally route messages to message processing programs (MPPs) (108, 138) which process messages and generate messages to the external devices and authorization systems. The MGR also converts the outgoing messages from the internal message format to the external message formats which can be interpreted by the external devices and systems to which the messages are directed.

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