Seedtable's Top 10 Startups to Watch in 2025

In the ever-evolving world of startups, some companies manage to stand out for their innovative solutions, exceptional growth potential, and disruptive technologies. At Seedtable, we are dedicated to identifying the startups that are making waves across various industries. Here, we shine a spotlight on 10 that are leading the charge in AI, fintech, climate tech, and more.

1. Mistral AI - Paris, France

In the fast-paced world of artificial intelligence, Mistral AI is one to watch. Founded just last year in 2023, this Paris-based company is already making major strides with its AI-driven large language models (LLMs) platform. Co-founded by Arthur Mensch, Timothée Lacroix, and Guillaume Lample, Mistral AI’s innovative approach to AI is already attracting attention, securing $1.3 billion in Series A funding. This platform is poised to reshape industries ranging from software engineering to marketing, offering businesses scalable AI solutions that can significantly improve productivity and decision-making.

2. Form3 - London, UK

As the digital payments landscape continues to evolve, Form3 is proving to be a vital player. This cloud-native account-to-account payments platform, founded in 2016 by Michael Mueller, is revolutionizing the way businesses manage payments. With $131 million raised in Series C funding, Form3 is at the forefront of simplifying payment processes for businesses of all sizes. Their platform offers seamless integration with cloud computing systems, making it a go-to choice for businesses in need of reliable, scalable payment solutions. Based in London, Form3 has positioned itself as a critical tool for modernizing financial infrastructure.

3. Iwoca - London, UK

Access to finance is a major hurdle for small and medium-sized enterprises (SMEs), but Iwoca is changing that narrative. This UK-based SME credit financing platform specializes in providing businesses with fast, flexible financing options. Having raised $504 million through debt financing, Iwoca is helping thousands of SMEs unlock the financial resources they need to grow and thrive. The company’s commitment to providing accessible credit solutions has earned it recognition in the fintech space and solidified its place as a key player in the payments sector.

4. Monzo - London, UK

Monzo has become a household name in the world of digital banking. Since its inception in 2015, the company has set a new standard for what modern banking should look like. Offering a customer-first approach, Monzo provides intuitive banking services with a strong emphasis on security and user experience. With $445 million raised in Series E funding, Monzo has grown into one of the most well-funded digital banks in the world. With over 1000 employees, the company’s innovative solutions continue to disrupt traditional banking systems, making them one of the most important startups to watch in 2025.

5. Helsing - Munich, Germany

When it comes to AI in defense, Helsing is leading the charge. Founded in Germany, Helsing specializes in AI software tailored to the defense sector, with a focus on improving battlefield decision-making through real-time data analysis. With $828 million raised in Series C funding, the company is using its AI-driven solutions to enhance the efficiency of defense operations and bring new levels of intelligence to the battlefield. By providing critical insights to military personnel, Helsing is set to become a major player in government technology and security.

6. Bunq - Amsterdam, Netherlands

Bunq is not just another digital bank; it’s mobile-first banking. Based in Amsterdam, the open-source neobank offers a sleek, mobile-friendly interface that is designed to put customers at the center of their banking experience. With $392 million raised in Series B funding, Bunq is continuing to scale its innovative payments solutions and expand its reach across Europe. This mobile-first approach is helping the company attract a growing base of customers who value simplicity, security, and transparency in their banking services.

7. 1X - Oslo, Norway

The robotics industry is undergoing a transformation, and 1X is leading the way with its humanoid robots designed for consumer use. Based in Oslo, Norway, the company is breaking new ground in deep tech and robotics with its innovative products. By focusing on building humanoid robots that can perform real-world tasks, 1X is creating the foundation for a future where robots are an integral part of everyday life. With $100 million raised in Series B funding, the company is well on its way to becoming a major force in the robotics industry.

8. Hyperexponential - London, UK

The insurance industry is notoriously complex, but Hyperexponential is working to simplify it. This UK-based insurtech company is offering a digital insurance platform that streamlines operations and enhances pricing models for insurers. With $91 million raised in Series B funding, Hyperexponential is on a mission to create a more efficient, transparent, and data-driven insurance market. Their cutting-edge technology is helping insurers make better decisions, improving both the customer experience and operational efficiency in the process.

9. HysetCo - Paris, France

As the world moves toward cleaner energy solutions, HysetCo is leading the charge in hydrogen-powered transportation. Based in Paris, this startup is developing innovative solutions for hydrogen-based mobility that are helping reduce carbon emissions in the transportation sector. With $217 million raised in Series A funding, HysetCo is well-positioned to become a key player in the climate tech space. By focusing on sustainable transportation solutions, the company is contributing to a greener future and redefining what’s possible in the mobility sector.

10. FINBOURNE Technology - London, UK

Data is the backbone of modern finance, and FINBOURNE Technology is at the forefront of data management. The London-based company offers an investment data management platform that simplifies and enhances the way financial institutions manage, store, and access their data. With $131 million in Series B funding, FINBOURNE is empowering businesses to optimize their operations, gain deeper insights, and drive more informed investment decisions. Their platform is quickly gaining traction in the financial sector, and its impact is expected to grow exponentially in the coming years.

These 10 startups are not only driving innovation in their respective fields but are also creating long-lasting impacts across multiple industries. With cutting-edge technologies and strong growth trajectories, they are shaping the future of AI, fintech, robotics, climate tech, and more. As they continue to scale and evolve, these startups will undoubtedly be at the forefront of the next wave of global innovation.